Preheat oven to 350º F. Grease a 1½ quart casserole dish.
Combine soup, milk, salt and pepper. With a whisk, blend until smooth. Pour beans into casserole dish. Pour in soup mixture; stir carefully to mix. Cook at 350º F for 30 minutes. Top with Durkee French Fried Onions and cook 5 to 10 minute longer, until onions begin to brown slightly. Serve immediately. Yield: 4 servings.